First Year Student Living In Halls?
At Cover4insurance we are always looking at ways we can develop our insurance products, to match the insurance requirements of our customers.
From feedback gathered over a number of years, it is clear that, as a result of numerous factors, not all wish to insure all their personal possessions under one all-encompassing policy.
Whatever the reason we designed our essentials insurance product cover to match these needs. We can now offer a flexible insurance policy so that you can insure as many or as few items as you wish.
So whether it's the latest gadget, mobile phone or laptop we can cover it.
If you purchase Product Insurance from Cover4insurance, we will send you an email confirming your purchase of cover and provide you with your personal student product insurance policy schedule, policy wording and policy summary documents. You will also have the option for a printed copy to be sent via post subject to an additional postage premium being paid. We also provide the option below for you to view and download the Product Insurance — Policy Wording and Policy Summary documents, so that you can view prior to purchase or at any time after.
The insurance policy documents are available as PDFs. To view these documents you will need a PDF reader. Download Adobe Reader from the
Adobe website or visit Access Adobe for help. To view your documents, please click on the links below:
| Policies Purchased after 01/08/2024 | ||
 Policy Wording | Claims Form | |
| Policy IPID† | ||
| Policies Purchased after 01/08/2023 | Policies Purchased after 01/03/2023 | |
| Policy Wording | Claims Form | Policy Wording |
| Policy IPID† | Policy IPID† |
For all claims except Legal Expenses claims:
Please fill in a claims form: Claims Form
Cover4students.com will deal with all claims. You must refer all correspondence and telephone enquiries to cover4students.com at the following address:
Cover4students Claims Team,
Stream Claims Services,
Copthall House,
King Street,
Newcastle under Lyme,
ST5 1EL.
Telephone: 0161 974 1101
Check your student's contents insurance policy to ensure that the cause of the loss or damage is covered. Your schedule will show which cover sections are operative.
Please include the following details:
All claims for theft or loss must be reported to the police.
For all Legal Expenses claims:
Legal Claims Notification & Advice Helpline Service: - 01384 887575
We will not accept responsibility if the Claims Notification and Advice Helpline Services fail for reasons beyond our control.